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Direct P2P Settlement · 0% Gateway Commission

Accept Direct UPI Payments
With Zero Gateway Fees

Eliminate high transaction charges. PayVST lets your customers pay seamlessly via GPay, PhonePe, Paytm, and BHIM directly into your bank account with instant server-to-server webhook callbacks.

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Supported UPI Apps:

✓

0% Commission

₹0 Deducted Per Txn

⚡

< 500ms Webhook

Instant Real-time Dispatch

Instant Checkout Preview

Live Gateway

Scan with any UPI App

Status: Verified & Paid Order #VST8491

// Instant Server Callback Log { "event": "PAYMENT_SUCCESS", "txn_id": "TXN_982401", "amount": "499.00", "status": "SUCCESS" }

Transaction Fees Forever

100%

Direct Bank Settlement

<500ms

Real-time Webhook Latency

99.99%

High Availability Uptime

Designed for Scalability

Everything You Need To Grow Your Business

PayVST offers a modern merchant suite built to simplify payments, cut costs, and automate order completions.

Zero Transaction Fees

Stop paying 2% - 3% on every single order. PayVST passes 100% of your earnings straight to your account with 0% gateway charges.

Instant Direct Payouts

No T+1 or T+2 waiting periods. Every payment made by your customer lands instantly in your linked bank account via UPI P2P protocol.

Instant Webhook Callbacks

Receive immediate server-to-server callbacks with HMAC signatures to verify payments and automate digital order delivery in milliseconds.

Multi-UPI & Merchant Routing

Easily link multiple UPI VPA IDs and dynamic QR codes to balance transactions and eliminate single-point bank downtime risks.

Developer Friendly Integration

Integrate in under 10 minutes using clean RESTful endpoints, PHP scripts, Node.js packages, or Python code.

Secure & Encrypted

Built with enterprise security standards, checksum signatures, and strict anti-tampering guards to protect your business transactions.

Developer Centric

Integrate in 3 Simple API Calls

Whether you are building a custom web application, SaaS, or digital store, PayVST provides simple JSON payload requests and callback signatures.

1 Create Payment Order via REST API
2 Display Dynamic QR Code or Intent Links
3 Listen to Automated Webhook Callback

Read API Docs

// Create Order Request in PHP
$payload = [
    'key' => 'YOUR_API_KEY',
    'amount' => '299.00',
    'order_id' => 'ORD_' . time(),
    'customer_name' => 'Rahul Sharma',
    'redirect_url' => 'https://yourstore.com/success'
];

$ch = curl_init('https://payvst.in/payment/create-order');
curl_setopt($ch, CURLOPT_POST, true);
curl_setopt($ch, CURLOPT_POSTFIELDS, http_build_query($payload));
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);

$response = json_decode(curl_exec($ch), true);
echo $response['payment_url'];

// Create Order in Node.js
const axios = require('axios');

const res = await axios.post('https://payvst.in/payment/create-order', {
  key: 'YOUR_API_KEY',
  amount: 299.00,
  order_id: 'ORD_984102',
  redirect_url: 'https://yourstore.com/callback'
});

console.log(res.data.payment_url);

# Create Order in Python
import requests

payload = {
    'key': 'YOUR_API_KEY',
    'amount': '299.00',
    'order_id': 'ORD_84920'
}

response = requests.post('https://payvst.in/payment/create-order', data=payload)
print(response.json())

# Request via cURL Terminal
curl -X POST https://payvst.in/payment/create-order \
  -d "key=YOUR_API_KEY" \
  -d "amount=299.00" \
  -d "order_id=ORD_9812"

Simple & Transparent Pricing

Pick the Perfect Plan For Your Store

No hidden commissions per order. Flat subscription rates with unlimited 0% fee payments.

Starter Merchant

Ideal for small stores and startups

₹499 / month

0% Transaction Fees
Direct Bank Settlement
Up to ₹1,00,000 Volume/mo
Real-time Webhooks
Standard Email Support

Choose Starter

Pro Business

Perfect for growing stores & SaaS

₹1,499 / month

0% Transaction Fees
Unlimited Monthly Volume
Multi-UPI VPA Load Balancing
Instant Webhook Callbacks
Priority WhatsApp & Email Support

Choose Pro Business

Enterprise Scale

For high-volume merchants & platforms

₹3,999 / month

0% Transaction Fees
Unlimited Merchant Accounts
Custom Integration Assistance
Dedicated Account Manager
24/7 Phone & Webhook Monitoring

Contact Enterprise

Got Questions?

Frequently Asked Questions

Everything you need to know about setting up PayVST for your business.

How does PayVST offer 0% gateway transaction fees?

PayVST routes payments directly via UPI Peer-to-Peer (P2P) protocol into your linked bank account. Since payments are credited directly into your bank account without an intermediary holding account, there are zero per-transaction gateway commissions.

Which payment apps are supported by PayVST?

PayVST works with all UPI compliant mobile apps including Google Pay, PhonePe, Paytm, BHIM, Cred, Amazon Pay, and all Indian banking apps.

How fast are payment webhooks delivered?

Our real-time notification engine triggers server-to-server HTTP callbacks within 500 milliseconds of payment receipt, enabling instant order delivery for your digital products or services.

How do I get started with integration?

Simply register a merchant account, obtain your API Key from the dashboard, configure your UPI ID, and follow our comprehensive API documentation to start accepting payments in minutes.

Ready to Save 100% On Gateway Fees?

Join hundreds of Indian merchants and developers processing direct UPI payments today.

Create Merchant Account

Accept Direct UPI Payments With Zero Gateway Fees